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Personal Finance | 014 Make Money Your Friend

6/23/2024

 
Summary: We need to use money to achieve a balance between life and survival. The purpose of our coming to the world is to pursue happiness, and we need friends - that is, family affection, to help us pursue this goal. In this process, money is our friend.
I strongly agree that the basis of wealth thinking actually covers two aspects: one is to know how to make money, and the other is to know how to spend money. Making money allows us to gain wealth and meet the basic needs of survival; while the wisdom of spending money teaches us how to use wealth and get the happiness of life. It takes hard work to make money, and it takes wisdom to spend money. Wealth should be our friends. We need to learn how to make such friends and get along with them, so as to achieve the greatest happiness and joy in life.

In other words, we need to use money to achieve a balance between life and survival. Money can be used for more valuable places - such as learning, traveling, charity, helping others, meeting interesting people, listening to moving stories, pursuing your hobbies, etc. Survival is based on money, but happiness is not; happiness needs us to find, accompanied by growth and giving.

When it comes to making money, we must first understand the true meaning of work. Work is not only to meet our needs to create value, but also to make us continue to grow and create value, not just for retirement. In fact, continuous work can bring us a sense of satisfaction and value, thus prolonging life.

We should do what we are good at and like, which is our talents. These things should also be needed by society, so that we can truly reflect our value. Money itself has no value. How we use it gives it value. Money should bring peace of mind, not additional distress and headache."

We should be clear about how we spend time and money. Using money allows us to spend more time with friends and family, enjoy the sunset, listen to music, hike in the mountains, or read in cafes. These are all real wealth. They come from the bottom of their hearts and can bring continuous and real happiness. Wealth stands for joy that has a focus, and this focus is not money."

The rational use of money is the key to achieving wealth freedom. In the early stage, we need to live a frugal life, learn to improve our personal skills, work hard, and invest wisely. By reducing unnecessary expenses and increasing income, we accumulate funds for future investments and savings. Investment is a way to increase wealth. Reasonable investment can add value to funds and accelerate the realization of financial freedom. In short, using money to save money and invest wisely will ultimately give us the freedom to choose how to live.

Life is not eternal. Each of us comes to this world naked and will leave naked. Therefore, we should have wisdom to know what we should have in the world and what is the purpose of what we have. These purposes are nothing more than to give us a better experience, happiness and help our loved ones. Happiness = Money * Gratitude * Meaning.

The purpose of our coming to the world is to pursue happiness, and we need friends - that is, family affection, to help us pursue this goal. In this process, money is our friend.
References 
  1. Raphael Genis, ​Jewish Wealth Mind, 2019
  2. 本田健,像有钱人一样思考,2020
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    Personal Finance

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