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Personal Finance | 019 How to Control Grocery Shopping Budget

6/9/2024

 
Summary: Planning meals and buying only what we need, avoid waste, and sticking to the planned budget, we can keep our budget grocery expenses under control and avoid unnecessary spending.
​Controlling grocery shopping budget starts with effective meal planning and effective meal planning starts with systematic meal preparation. By taking the time to plan meals for the week, we can ensure that we only buy the ingredients necessary for those meals from our shopping list, which reduces the risk of impulse purchases and avoid buying extra items that are not part of your meals, saving money in the long run. Systematic meal preparation, allow us to pre-process the food and arrange them in time to avoid any waste.

A sustainable life style follows the zero waste concept that “reduces, reuses and recycle“ can also save grocery cost. We can grow certain vegetables or we can plant vegetables in the backyard to get fresh vegetables while reduce the cost

Another key to managing grocery budget is setting a realistic spending limit. Begin by reviewing your past grocery bills to understand where your money is going. By tracking your spending habits, you can identify areas where you might be overspending and set a reasonable budget based on your financial situation. This helps prevent overspending and gives you a clear target to stick to when shopping.

​The following is an example monthly budget with categories of spending in 2025.
Category 
Monthly Budget (dollars)
Description 
Meat
100
Beef, Chicken, Pork
Vegetables 
120
 Broccoli, cauliflower, cabbage, tomato, green beans, Chinese cabbage, pepper, carrots, spinach, cucumber, reddish
Fruit
100
Apple, pear, pineapple, watermelon, banana, kiwi
Flour
50
Flour, yeast
Spices
30
Garlic ginger, onion,
Fish
100
Salmon, cod, yellow fish,
Total
500
Value
​Finally, it's important to be mindful of promotions and saving when buying in bulk. While discounts can be tempting, it's essential to consider whether the items are genuinely needed or if they're simply a way to increase your cart's value. For items buy in bulk, we need to store them properly and remember to use glass jars or containers for long-term storage.

By staying disciplined, only buying what we need, and sticking to planned budget, we can keep our grocery expenses under control and avoid unnecessary spending.
Reference 
  1. ​Ruth O'Rourke-Jones, Kate Turner, My Zero-Waste Kitchen : Easy Ways to Eat Waste Free, 2017
  2. The Cross Legacy (YouTube) 
  3. Jarden 68100 Ball Half Gallon Wide Mouth Canning Jars With Lids Pack Of 6 from ​Walmart for $26.81
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